Are you a finance professional with a passion for building strong client relationships and driving business growth? Kfinance, a leading financial services provider in Tanzania, is inviting applications for the role of Credit Relationship Officer in Dar es Salaam. This is an exciting opportunity for ambitious individuals looking to advance their career in banking and financial services while contributing to the company’s mission of delivering reliable and innovative financial solutions.
Position Overview
As a Credit Relationship Officer, you will play a pivotal role in managing credit portfolios, evaluating lending opportunities, and ensuring compliance with regulatory standards. You will serve as a trusted advisor to clients, helping them access financial solutions tailored to their needs while maintaining the company’s credit quality and risk standards.
Key Responsibilities
- Conduct detailed credit analysis and loan underwriting to assess borrower risk and viability.
- Manage a portfolio of clients, ensuring timely review and monitoring of credit performance.
- Develop and maintain strong client relationships, understanding their business needs and offering appropriate financial products.
- Support sales and marketing initiatives by identifying opportunities for cross-selling and upselling financial products.
- Monitor and manage risk exposure, ensuring compliance with internal policies and regulatory requirements.
- Provide accurate financial reporting and recommendations to senior management.
Educational Requirements
- Bachelor’s degree in Business Administration, Finance, Economics, or a related field.
Professional Experience
The ideal candidate should have:
- At least 3 years of experience in financial services or banking, with a focus on credit analysis, loan underwriting, and risk management.
- Proven ability to manage credit portfolios and make sound lending decisions.
- Strong track record in sales, client relationship management, and meeting performance targets.
Technical and Analytical Skills
Candidates should demonstrate strong capabilities in:
- Interpreting financial statements and performing cashflow analysis.
- Evaluating creditworthiness and assessing financial risk.
- Understanding regulatory compliance and maintaining up-to-date knowledge of market trends.
- Familiarity with institutional products and services offered by financial institutions.
Soft Skills
Success in this role requires a combination of technical expertise and interpersonal skills, including:
- Excellent communication and negotiation skills.
- High attention to detail and accuracy in financial assessments.
- Strong integrity, professionalism, and organizational ability.
- Ability to work effectively as part of a collaborative team and maintain positive client relationships.
Why Join Kfinance?
Kfinance offers a dynamic and supportive work environment, competitive remuneration, and opportunities for professional growth. As part of the team, you will gain exposure to innovative financial solutions, contribute to the company’s strategic objectives, and make a meaningful impact on clients’ financial success.
How to Apply
Interested candidates are encouraged to submit their CV and application letter to: Email: hr@kfinance.co.tz
Application Deadline: 20th October 2025, Ensure that your application highlights your relevant experience, skills, and accomplishments in credit management and client relationship building. Only shortlisted candidates will be contacted for interviews.
